Daily Routine

A Skald’s Life – Business Virtues – The Path to Success

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

So if there is a compass direction; as far as career direction at this point, it is business with writing on the side. I may still in older age settle down to teaching in a college or university setting; passing on what I know to future generations, but I need to build a new career first. Business suits me because I have long-held the Sam Walton notion that business is about people and ideas (mostly vision), not necessarily money,  My twenty years in the ministry definitely gives me the people skills and my education definitely puts me in the position of ideas.

Writing?  Well I am writer.  A blogging fantasy writer that has yet to get anything published except a single letter in a magazine a long time ago.  Made fifty bucks.  I get writing could be classified as a hobby with me, but It could be a good side career or main career if things really started to get going.  It is never too late with writing as Mary Jackson observed:

Image may contain: 1 person, smiling, text

I start with the path of virtue which will hopefully lead to the path of success.  I think a business career; with writing as something I work at because I love it already, is a good option for me.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

I just want to wake up in the morning knowing my basic needs will be met and I am at least slowly but surely heading down the path to getting some of the things I want. I don’t want to worry about survival at all. I just want to be in a state of mind that can plan how to build things.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

The means of course is work and what helps is when you enjoy work itself. Where you can learn new ways of being more efficient is also enjoyable. I think the only thing here I am really missing is a job I actually want to do.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

I find that a broad definition of hospitality allows me to have a great deal of compassion for people in need still.  The great difference is that I either know I can help or not.  I don’t try this – I will pray for you or think of you – route.  If I can help, I try to find a way to do it.  If I can’t, I don’t.  The issue I think is more prosperity, so I can help more and more often.

Higher Virtue – Justice:

Last weeks storm of emotion involved a lot of anger.  This is never productive but I find myself shifting from anger to developing a sense of justice. I may not ever get justice for what happened to me, but I can look at others and what they do and if I can do something about it, I should act.  If there is still a heart of compassion in my life held over from years of ministry; I still bat for the underdog.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Clear In Box/ To Do List
  5. Financial Transaction Input
  6. Carb Count – zero.

Oddly enough the Financial transaction thing piles up on the side of my desk.  I don’t get it, as it is one of the easiest things on this routine list.  The zero carb count is almost impossible at home eating dinner with the wife usually kills it.  The main thing in this is more of a seeing how little carbs I can eat in a day.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of March 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

There are a couple of goals here for march that speak volumes about what I would like to see at the end a=of about six weeks here.  #9 will be finished on my birthday and I will be working on #3.  Going into my 51st year of life, a new job and feeling as healthy as possible would be a great start and two goals crossed off the list.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

We meet with the tax preparer on Monday and I am hoping for a good result.  I also am job searching, so I hope that bears some fruit as well.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Navigating Stormy Seas

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

Last week it was talk of a master plan.  This week it is trying to find a course to chart.  If I have a weakness here it is figuring out where I want to go from here.  I guess it is on the one hand understandable.  After doing one thing for twenty years, going a completely different direction which is in large part unknown is difficult.

I guess sometimes, I do feel like the viking boarding the ship and the notion of that captain is to just set sail into uncharted territory and see where we land in the end. You still have to pick a direction to sail, and that is the thing. What direction to sail?

There is also the issue of The Grey having created a bit of an emotional storm to navigate.  It is; however, subsiding a little. I guess I still struggle with unfinished business. I still struggle with not being able to end certain relationships the right way. They need to be ended, but they kind of don’t sit well with me right now. I guess I still struggle internally with trying to figure out the just way of doing so.

I think I have made  the decision to follow the business path as my basic compass direction.  I think it is the path that will allow me to use skills I already have and my education to the best use.  I am thinking a fully online MBA while I work in business; from an educational point of view, would be a good next step there.  I just don’t know where specifically this will take me. What shore will I ultimately land on.  Well that is the adventure part, isn’t it?  To pull out of the storm, I could really use an adventure right now.

I also have decided to actually make a plan for writing that novel.  That is my bucket list item and it could be a career if I get one novel to be published the right way,  It is something I can do in a few hours a week at first.  I have participated in National Novel Writing Month a few times and know you can write a lot of things in a short time.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

I guess the issue here is that I feel I have achieved self-reliance of a sort for myself and my wife.  I mean we could use greater prosperity, it is the line about ‘family, clan, tribe and nation’ that I ponder from time to time.  It may affect my career path and affect me decisions about what course to set and what education to pursue.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I work hard.  I enjoy working.  I want to enjoy my career again.  I haven’t felt that enjoyment of occupation in about three years now. I want it back because it really gives you a sense of purpose.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

I wrote on hospitality yesterday.  I guess right now I am meditating on how to be a person who people feel at home in my presence. It is an interesting thing to think on.

Higher Virtue – Justice:

I struggle with justice.  I don’t vengeance, I want justice and that is much harder to achieve.  Probably at the center of the source of this storm right now is this desire for justice and knowing it might never happen.  There is also the notion that perhaps the scales are balanced because I am not exactly innocent here, but then again real friendship shouldn’t be about guilt or innocence.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Clear In Box/ To Do List
  5. Financial Transaction Input
  6. Carb Count – currently one a day.

Daily stuff can be the greatest struggle during the Grey.  I give in to the temptation to skip things a lot during these times, but I notice when I don’t I get a little better, so things do get done. Just not everything some days.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of March 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

I made finding a new job a goal by the end of March now, it is simply a practical change seeing I haven’t found one yet. I don’t keep track of goals that either don’t pan out or I have to modify. You never want to focus on your failures.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Tax time coming.  I am hoping that step one will be in place because of it.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Master Strategy

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

I still struggle with what the master plan is here.  I don’t have a problem with the business virtues per se, but as I said yesterday, the issue is where to focus my efforts.  I suppose this is natural in any career change decision, but I also am about to hit 50 and time becomes a factor.  I have been addressing the issue of what path will get me the most income in the short and long runs and Business clearly comes out on top if I get and MBA and head that route.

I also could write on the side with that and try to get my first published novel.  I guess I need to really consider pushing this hobby of mine into something else, but would I enjoy it as much?  Probably it would be more enjoyable if I actually so some return on the time I spent writing.  Business is still a better option financially here.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

Independence is still the goal.  I don’t want to put myself in the vulnerable positions of the past where I am dependent on people’s good graces for my livelihood. I want that to be the product of my own efforts.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I do enjoy working, the creation of it does give me joy, it is just I need a greater challenge than my current job.  It would be nice to combine the joy of industriousness with the joy of a job that gives a lot of personal satisfaction.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

I keep heart open to help in any way I can.  I also after twenty years of being a pastor have a bull shit meter that goes off a lot when people say they need help.  I watched a lot of people exploit the generosity of others over the years, when their real problem was they were lazy or made willful bad self-centered choices.  I spent a lot of time thinking – “You’re in this predicament because you are stupid, addicted or just plain a liar and a thief.”  Fraud is rampant in that world and I don’t want it in my new world.  It really is a genuine challenge to find people who truly need help.

Higher Virtue – Justice:

Justice.  it is an interesting word, but it also is something I hold dear.  Mostly it is how to let people be free to make their own choices while at the same time pursuing what I want.  Liberty has to meet the grand strategy. This means it takes a little more thought than just a quick decision.  Leaning to slow down a little here has gone a long way to making things better.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Clear In Box/ To Do List
  5. Financial Transaction Input
  6. Carb Count – currently one a day.

Pretty solid here.  I probably need to be a little harder on myself about getting things done. The carb count has dropped to one a day which is a true challenge.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

I may have to change the gym membership goal at least temporarily until I get a new job. I am working on the new job and the internship has started. Blog streak is at 129 days today. Diet and fasting in place and being followed – mostly.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Working it and things are a little better.  I just think faster progress would be made if I just made a little more money to the point things are going a little faster.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Finding Peace and Rest (Part 2)

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

Continuing my theme of Peace and Rest this week, I look to the Business Virtues and how they provide both of those.  Prosperity is not a bad thing. In fact I am reminded that the there are counter expressions such as ‘poverty is the root of all evil’ which I now feel are much more true than the Biblical quote.  Prosperity actually bring peace in that when there is abundance there is no need for strife.  Business is about achieving that prosperity, so there is peace and the opportunity to rest.  The image of a prosperous trading town with artisans and craftsman doing their business and building mutual prosperity comes to mind with this one.

The Business Virtues achieve this by providing motivation, means and a basis for ethics.  Self-Reliance provides the motivation because as I wrote yesterday it is about being free and independent.  Industriousness provides the means of achievement as work and enjoying your work leads to prosperity.  Hospitality provides an ethical basis for Business, that business is about helping others achieve their prosperity as well as your own.  You cannot be self-centered and ultimate succeed in business.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

I think at this point all things have kind of focused on the business finding the right job for me that I can do and provides greater opportunity down the road.  I refuse to do something that leads to stagnation and dead ends. I want a job and career path that helps me achieve independence.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I have found I enjoy working regardless of what it is.  There is something about working that gives life a sense of achievement and that is probably why you hear me speak very little of retirement.  My idea of retirement is to own my own business and settle down to running it until they burn my body on a viking ship headed out to sea.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

While hospitality’s basic form is to help those in need, I feel there is an element of being a good person toward others in all business dealings.  Of striving to bring about the best situation for all considered so prosperity is shared and grown.

Higher Virtue – Justice:

Every decision I make regarding my business with others; in all its forms, is about justice, and doing the right thing at the right time in the right way. Being just and fair in all my dealings is a real goal for me.  But also I recognize when someone is not being just with me and I resist that.  I guess there is a motive to my rebellion at times to society and the system it creates – I want to see justice done.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Clear In Box/ To Do List
  5. Financial Transaction Input
  6. Carb Count – currently two a day.

This has actually been hard this week because I have been fighting The Grey a lot. It is probably time for another installment of The Grey and The Wayfarer.  For now I will say  I think in large part the memories of last year have started as this is about the time my struggles with a lot of things became much more intense.  Memories always seem to have that effect with me until I create stronger ones.  The problem is the memories of last year are pretty intense and its going to take a lot to overcome them.  Thankfully on this list of daily tasks there are a couple of things that help with that.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

My internship is officially underway.  I don’t think number 3 is going to happen but I will simply shift the day to the end of February and keep going.  I am not going to keep track of goals not achieved as I don’t think that helps at all. Nope, better to adjust,exercise some perseverance, and try again.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

This is a pretty simple budget plan, the issue remains the income level to make it start moving faster.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Smithing My Fortune

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

I don’t believe in fate or destiny or any of that crap. I look at what people call fate or whatever, and it looks suspiciously to me like you are just reaping the rewards of your own decisions good or bad.  I also don’t believe everything happens for a reason.  I believe sometimes good things happen and there is no reason to it. Of course, I have long rejected the notion that God causes all things to happen to us; as it gets very difficult to explain that there was a good reason for a woman to be raped or for parents to see the five-year old child drown.  Sorry sometimes shitty things happen and there is no greater plan.  You can learn from these things; and be a better and stronger person for it, but there is often no sense to be made from it.

So when I look at making my own way in the world and building something for my wife and I, I look to my self and my own decisions.  As the Icelandic proverb states – I am well aware that I am the smith of my own fortune.  There are two issues right now. 1) Finding a better job and 2) whether or not to continue with my education.

I am trying not to be as picky, but at the same time my previous work and life experience should count for something. I don’t think being a lawyer would work for me.  I would rather do business, writing or even, somebody mentioned this to me. journalism. Mostly though I have to make up for twenty years of doing a professional grade job (pastor is white-collar) for wages at the hourly Joe job level for twenty years, and so I lean toward business.

If this is the case then an MBA might be a better plan long-term.  The nice thing is that there are so many completely online MBA programs these days.  Even one at the college I just graduated from.  I have to give this one serious thought.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

The goal is complete self-reliance in all things. To do that now and in the future requires a growth in prosperity.  You can’t just get content even late in life. It leads to stagnation and death. Self-Reliance is very much about staying strong long-term.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I can work any job with some enjoyment to it.  However, I do long for a job I love, but any work can be enjoyable if you look at it through the right frame of mind.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

I really don’t have much opportunity to be hospitable, but it is always there.

Higher Virtue – Justice:

This question of ‘is this decision just’ is always in front of me now. Every time I do something related to other people, I find myself thinking on what the best or most right decision should be for all parties and advocate for that. I guess I am pretty good at being a negotiator in some terms, at least in the terms of seeing both sides of an issue.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Clear In Box/ To Do List
  5. Financial Transaction Input
  6. Carb Count – currently two a day.

Carb count drops to two for this week and next.  The rest now reflects three online classes and an internship, plus staying on top of keeping my marriage strong.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

Gym Membership is on hold and the job search has yielded so far no results.  The rest of them are all in progress.  When today’s post drops we will be at 115 straight days of blogging.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Still working # 1 but it is getting closer.  The key is still a better paying job for myself. Time to smith a better fortune for myself.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Redefining the IN BOX

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

As I continue to tweak my routines, I run into a couple of issues here in the Business Virtues. The most notable one is under my daily routine which says – Empty in box.  This I feel bears a more specific definition. Up until now it has been about emptying a physical in box on my desk where I put in various items that are business related.  I also use this time to check my email once a day and make a note if I have to check it again later.

I want to broaden this out to include the fact that I usually have a short to do list every day involving either school, business errands and possible job search opportunities. Basically what I have is a to do list that fist the nature of the in box.  So I am going to change the line to “Clear In Box / To Do List”.  Hopefully by creating a to do list which can have no more that five items plus the in box clearing and emails, this will be enough definition to make sure these things get done every day.

The Job search itself is a bit of struggle right now and mostly that is my fault for not being a little more specific as to where I want to go as far as career direction.  I have written on this before and defined the possible four paths as: professor, business, lawyer and writer.  The idea at present is to make choices about a job and further education that keeps those options open.

I think the best way to approach this is to find a good job in something I can be more prosperous in and then do an online masters degree of some sort while I am doing that. The goal being to build my career by working and education. While this is going on, I need to keep writing, both the blogging and other writing for publication.

Seems like a tall order but it all starts with a better job fairly soon while continuing to write. Graduate school decisions can wait until this semester is over and my internship finished. If I am leaning to drop something off my list it is the lawyer.  Sorry I just don’t see myself as an attorney, but it is an option because of my Political Science degree.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

I have said already the issue now is not self-reliance being achieved but being maintained.  This is gong to require much more income than we have now.  The first step is finding a better job and finishing school completely.  My internship is getting lined up and my last few classes are all online and will pad my resume a little.  My job search is started as well.  It’s just a matter of being patient at this time and seeing what opportunities present themselves.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I want to find a direction that I can enjoy working in.  I enjoy working when I do it and I am always looking for ways to be more efficient. The real challenge now is career direction.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

I have been able to help a few people in the last month.  Nothing big and certainly not with gifts of money but helping nonetheless.  I feel better about this kind of hospitality than any other ting I have done as it is motivated by purely virtue and a choice to help.

Higher Virtue – Justice:

What is the right thing to do?  It is a simple question but it is a necessary one I ask at every decision point involving others.  Getting back to the IN BOX/TO DO LIST, it means when I look at these items of business and school, I need to make the best decisions for everyone involved.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Clear In Box/ To Do List
  5. Financial Transaction Input
  6. Carb Count – currently three a day.

With school starting back up #3 has that quality of doing school work for the day (this would include the internship) until everything is done that needs to be done.  I am hoping that this will clear mostly early every week so I have little left at the end of the week as I do have a couple of books coming that I want to read for enjoyment.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

#3 is becoming a bit of a problem, mostly I think it’s because I am being too picky but I do have the fact that I am still in school and I want something that makes more money than I currently making.  I also know my value and I think my previous experience counts for something more than entry-level.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Still working # 1 but it is getting closer.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Adding Justice

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

Like Love, Justice is a little harder to define.  True justice measures each case it is needed individually and measures what the right thing to do is.  For the purpose of myself and my Business Virtues this is more of what is the just thing to do in the realm of my relationships with others.

In relationship to the other Business Virtues justice also fits well.  I am seek to be Self-Reliant because it is just not to live off the work and well being of others.  I am Industrious because it is just to work to support my own self and be as efficient as possible, so I have time to do other things that are also important involving family and friends.   I am Hospitable to those who need it because part of justice is mercy and compassion when necessary.

The point I have always made with the Business Virtues is that they are mostly about my dealings with others. Adding the higher virtue of Justice simply allows me to get the bigger picture of my dealings with others, and ask the simple question of: “Am I being just in my dealings with other people?”

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

I think my wife and I are at this point of self reliance where we are taking care of ourselves.  We have done this mostly by adjusting our lifestyle to fit our income. What i want to get to is a place where we don’t worry about this as much and where self-reliance is more automatic.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I have begun a job search and part of that is rewriting my resume.  It’s interesting to refer to myself as a retired pastor becasue I don’t consider myself retired in the sense of being finished working.  Industriousness also kind of implies to me that the whole concept of retirement is not something I can embrace without also saying – I need to keep working in some way.  Part of the reason I want my own business eventually is this line of thinking.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

I think my wife and could host some sort of small group now.  I just am not sure i ready in other ways to do so.  I still stand ready to be helpful to those who need it.

Higher Virtue – Justice:

I guess I am more of a person in a position to act justly than I can give any examples of where I have done so.  The past right now comes up from time to time and their are a few people that I simply have chosen to ignore at this point.  I do still subscribe to the notion the vengeance is a waste of time in a lot of respects.  Waiting patiently for people to reap what they sow?  Well, that’s a different story.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Empty In Box
  5. Financial Transaction Input
  6. Carb Count – currently three a day.

This has been working a little better.  In a week when school starts again, it will be put to the test. I have three classes that are about resume padding and keeping full time status so I can pay for my internship.  Study time will probably be taken up with that. Carbs being three a day has been a challenge but so far so good.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

A lot of these are started and in process.  Some of them cannot be said to be completed until years end.  The real issue right now is just staying on top of things.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

This plan is still in place.  The needs remain the same.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Post Holiday Re-Focus

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

With the holidays over, time to get back to the normal pursuit of self-improvement. As I look back I find Yuletide a really enjoyable holiday time both from a personal and family perspective.   I am also glad it is over because much of what I am trying to pursue requires routine and consistency and it is very difficult to be consistent during the holidays.

Right now from a Business point of view i need to polish up my resume and start sending it out to prospective employers.  Graduation should have opened up some opportunities for me.  I have my internship to do and maybe three other online classes so I can maintain full-time status but for the most part its time to put my education to work finding a better job. One that I both can enjoy and is more beneficial to me.

My motivation right now is to improve my life situation not just for me but for my wife as well  the ministry left us both broke and without much in the way of insurance or a financial future. Time to change that. Time to get back to the plan and re-focus on my goals and routines.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

Things can be shaky at times for us.  We kind of skate a very delicate financial situation. But that said, we feed. cloth and house ourselves.  Our vehicles still run.  We both have jobs.  This is basic self-reliance but I seek for ti to be a more sure thing and more stable.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

The time has come for a job search again. School is going to start again with internship and some classes that should be good resume padding. I enjoy this time right now and it is exciting but terrifying  in other ways. I just want to find a place in this world where i can enjoy my life and work again.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

Getting there.  I am ready to help in what ways I can.  I just don’t bankrupt myself to do it anymore. That’s why I want more prosperity for myself, so I actually have more to give.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Empty In Box
  5. Financial Transaction Input
  6. Carb Count – currently four a day.

I moved writing form a daily routine item to a weekly routine item.  Mostly this allows me to tailor four days a week where I can set aside some time to write outside the blog. Probably days off from work and other days where I know I will have time.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

Time to work on some of these mostly #2 and especially #3.  Number #6 is also on my mind but things are financially tight to joining a gym right now might be a luxury I can’t afford. Finding a better paying job will have greater implications than just more money but more opportunity.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

I think the real reason we are following this is because both of us can agree to it. It will work we just need to up the income side of things.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Family Values

/ Ed Raby Sr / Leave a comment

Happy Wooden’s Day. It is also the 7th Night of Yuletide.  This night is sacred to Thor and Children.  There is an idea here of resurrection and renewal.  The idea of continuation in this night with children being the future and Thor’s sacrificing his two goats with his hammer for food and then raising them back to life the next morning as part of the mythology.  Thus the basis for the virtue of Fidelity, which is remembered tonight,  which is continuation and legacy.

Journal Entry:

I guess the only thoughts worth considering this week were the continued questions of faith with the whole Christmas thing. It is very strange, in a getting used to it sense, to not be celebrating Christmas in the sense I used to celebrate it.  That is celebrating the incarnation of Christ.  I just don’t buy that anymore. So I move along with people wishing me Merry Christmas and me saying ‘Happy Holidays’ in return and not getting bent out of shape about it either way.  There is a pagan part of me that wants to say ‘Blessed Yuletide’ back but perhaps this isn’t the time for me to do that yet. I have a lotto sort out yet regarding my faith.

The truth is though I want any holiday to be a time of community and family. So it is better not be an ass about it and move along given that most of my family is Christian including my wife.  It was weird Christmas Eve as it was the first time in a long time that I wasn’t at a candlelight service.  Instead I let my wife go alone and I stayed at home.  I spent the time thinking and meditating on a few things.

The one thing I will probably be doing in between writing fiction is working on The Book of Rabyd.  You can find an older incarnation of this book here: The Book of Rabyd.  The design was a book of principles, wisdom and sayings of the family passed down through the years.  I was reworking it on the Microphone.  I am going to try to rework it again as it needs to be updated. It is the basis for the values of the family.  It is also my legacy to my children and grandchildren.

The one thing though that starts today is the active seeking of a new job.  Time for me to be about the Business Virtues and pursuing my goals.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

The issue as always is to be independent.  To not be reliant on others for my life and lifestyle. This extends to my family as well, and that it is just my wife and I in practicality.  The hope is to be debt free and prosperous to the point we don’t need anyone’s help to stand on or own two feet. So far so good, but more needs to be done for the future’s sake.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

Funny thing is as much as I bitch about work with my fellow employees, I actually am starting to enjoy working for work sake. Now I just need to find something I enjoy doing as well for its sake and mine.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

You know, we are getting to the point where fiends over for dinner and a movie is not beyond the realm of possibility.  if I only had some friends that were local. I hoping through a new job to find some.  I just still have this problem of trusting people after being betrayed.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – 1 hour per day minimum or until all necessary work is completed.
  4. Writing – 1000 words/day outside the Blogging.
  5. Empty In Box
  6. Financial Transaction Input

This new routine is working out better.  I still think though that another change is in order in the writing department. That’s why I added the Writing part.  Time to start working on that novel and perhaps my career as a writer.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

# 3 is front and center and # 6.  Both I hope to get going very soon, Once Number 3 and 2 are finished I will consider myself on my way to my new chapter of my life.  Goals: achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

I think the real reason we are following this is because both of us can agree to it. It will work we just need to up the income side of things.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Looking for a New Path

/ Ed Raby Sr / Leave a comment

Happy Woden’s (Odin) Day

Journal Entry:

For a week or so the A Skald’s Life posts will be a reexamination of each element and later consideration of new elements to be added.  Most of this is trying to create routines that enable me to get things done and get them done quickly.

I have basically been relaxing when I haven’t been at work.  Just letting the mind, heart and body take a break.  I was going to join a gym but financially this is a little difficult at Christmas time.  Hopefully soon.  In any case, I am just calmly meditating on what is next while not being in a hurry to find out.

Mostly right now I just want to enjoy Yuletide, update my resume and start sending it out and enjoy some time with my family.  I have to set up my internship and some other details but it looks like things are going well.

As I look at changes to things in journals, goals, routines, etc. I want to be sure that those changes are good ones.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

My new path must be a path that leads to self-reliance in the sense I want it to be able to provide all our needs and be a path to prosperity.  I don’t want something that allows me to just get by, I want more than enough and the means to make that true until I die.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I am learning to enjoy work.  I like to look back at the end of the day and say: “I did this and it was progress or positive”  What I am looking for now is work I enjoy as well. I don’t know what that is going to be, but I am excited for the search.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

My wife and I have a living room that has a sectional couch in it now and it speaks a little of our progress.  It is a lot nicer that folding chairs. I always leave my heart open to help.  I guess that is one thing that hasn’t changed.  Despite my best efforts to be a hard ass, I still find myself reaching out with compassion to people.  If there is a change, it is I don’t spend so much of my energy to help so that I am drained to help myself.  There is a balance here right now that I like. I can’t save the world, but perhaps maybe a person here and there would be OK.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – 1 hour per day minimum or until all necessary work is completed.
  4. Empty In Box
  5. Financial Transaction Input

I took the Reading and the Study time and combined it into one thing. I just wanted some flexibility here and to be realistic in that I might have more school in the future. Basically it is mandatory to spend an hour reading or studying something every day.  When in school, the thing is to do that minimum or as much as is needed that day more or less.  If less, then I still need to fill the hour.  This just makes the bookkeeping easier and what I can do more flexible.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

Seeing I did graduate, I have changed # 2 to reflect getting the last details of the degree finished so I will come in the mail. That will probably be sometime in June but most of it is done. I can say though goals achieved so far: 1.  I think I will keep a running count, just for motivational purposes.  I want to take a closer look at this list specifically next week at this same time so, I will leave it for now.

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Still step one, but I feel things will get better in the coming year. I really want to be in step 2 by the end of the 2019. If I have a desired timeline it would be to start working on step 3 in a few years.  Like the start of 2022

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!