Money

A Skald’s Life – Business Virtues – Redefining the IN BOX

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

As I continue to tweak my routines, I run into a couple of issues here in the Business Virtues. The most notable one is under my daily routine which says – Empty in box.  This I feel bears a more specific definition. Up until now it has been about emptying a physical in box on my desk where I put in various items that are business related.  I also use this time to check my email once a day and make a note if I have to check it again later.

I want to broaden this out to include the fact that I usually have a short to do list every day involving either school, business errands and possible job search opportunities. Basically what I have is a to do list that fist the nature of the in box.  So I am going to change the line to “Clear In Box / To Do List”.  Hopefully by creating a to do list which can have no more that five items plus the in box clearing and emails, this will be enough definition to make sure these things get done every day.

The Job search itself is a bit of struggle right now and mostly that is my fault for not being a little more specific as to where I want to go as far as career direction.  I have written on this before and defined the possible four paths as: professor, business, lawyer and writer.  The idea at present is to make choices about a job and further education that keeps those options open.

I think the best way to approach this is to find a good job in something I can be more prosperous in and then do an online masters degree of some sort while I am doing that. The goal being to build my career by working and education. While this is going on, I need to keep writing, both the blogging and other writing for publication.

Seems like a tall order but it all starts with a better job fairly soon while continuing to write. Graduate school decisions can wait until this semester is over and my internship finished. If I am leaning to drop something off my list it is the lawyer.  Sorry I just don’t see myself as an attorney, but it is an option because of my Political Science degree.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

I have said already the issue now is not self-reliance being achieved but being maintained.  This is gong to require much more income than we have now.  The first step is finding a better job and finishing school completely.  My internship is getting lined up and my last few classes are all online and will pad my resume a little.  My job search is started as well.  It’s just a matter of being patient at this time and seeing what opportunities present themselves.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I want to find a direction that I can enjoy working in.  I enjoy working when I do it and I am always looking for ways to be more efficient. The real challenge now is career direction.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

I have been able to help a few people in the last month.  Nothing big and certainly not with gifts of money but helping nonetheless.  I feel better about this kind of hospitality than any other ting I have done as it is motivated by purely virtue and a choice to help.

Higher Virtue – Justice:

What is the right thing to do?  It is a simple question but it is a necessary one I ask at every decision point involving others.  Getting back to the IN BOX/TO DO LIST, it means when I look at these items of business and school, I need to make the best decisions for everyone involved.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Clear In Box/ To Do List
  5. Financial Transaction Input
  6. Carb Count – currently three a day.

With school starting back up #3 has that quality of doing school work for the day (this would include the internship) until everything is done that needs to be done.  I am hoping that this will clear mostly early every week so I have little left at the end of the week as I do have a couple of books coming that I want to read for enjoyment.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

#3 is becoming a bit of a problem, mostly I think it’s because I am being too picky but I do have the fact that I am still in school and I want something that makes more money than I currently making.  I also know my value and I think my previous experience counts for something more than entry-level.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Still working # 1 but it is getting closer.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Self Virtues – Adding Wisdom

/ Ed Raby Sr / Leave a comment

Happy Frigg and Freya’s Day

Journal Entry:

Knowledge might tell you it is raining, wisdom tells you to take out an umbrella or find cover, etc. Wisdom is hard to completely define as well but its actions are clear.  When one finds themselves at a fork in the road of life, wisdom tells you what branch to take that is going to be the best.

Adding Wisdom is to the self Virtues is a natural fit, as wisdom ultimately affects us personally the most.  Discipline is about being wise of looking ahead so greater and greater purposes can be achieved.  Wisdom says to keep going despite failure and defeat because to stop is to die and no longer be truly alive. Fidelity is the wisdom of keeping your relationships strong, and being loyal to those who are loyal to you makes you stronger.

For me, this image of standing a crossroads happens often in life; it is what it means to be The Grey Wayfarer for me.  Wisdom is the process of assessing which path is best.  Wisdom guides the decision and thus becomes a very important higher virtue.

Discipline:

“Discipline is the willingness to be hard on oneself first and then if needed help with the development with others, so that greater purposes may be achieved.”

Principle: Apply discipline to every aspect of life that it can be applied.

The real trick right now is to make sure routines are finished each day and that the weeks work has been done.  I find that while I do need to take breaks from time to time, the best way to handle all of it is to of it as early as possible in each day.

I am debating with and evening routine that would basically be me doing an evening quick hygiene thing and laying out my stuff for the next day, so things go faster in the morning.

Perseverance:

“Perseverance is the ability to stand up and return from defeat and failure”

Principle: Keep getting up after every defeat or failure.

I keep going, I don’t know if this pause in between things constitutes failure or defeat so much as waiting for what is next.

Fidelity: 

“Fidelity is the will to be loyal to one’s Gods and Goddesses, to one’s Folk, to one’s self, and loyalty to one’s friends was as valued as highly as loyalty to one’s family.”

Principle: Be loyal to those who have been loyal to me.

I meditate often on how fidelity is much easier the smaller your circle is. At the same time, more friends is more opportunity.  Something I need to think more about.

Higher Virtue – Wisdom: 

Right now, wisdom is a big thought on my mind because I am changing the direction of my life and I want my new path to be a wise one. Adding the virtue means I have to think about what decisions I have upcoming and what the wisest course of action might be.

Right now I have another semester to do.  My degree is finished except for the internship but I had to take a few classes to maintain full-time status to pay for it. Eventually, I will get some of the grant money from the research project  for the internship to offset that but right now taking a few classes that will both pad my resume and keep the student loan people away for a bit. I continue to search for a new job and hopefully something that fits me and my life better will show itself soon.

Weekly Routine: 

  1. Weightlifting – 4 days per week.
  2. Cleaning – 3 days a week.
  3. Walking – 4 days a week
  4. Writing – 4 times a week
  5. Cheat Meal Count – Currently 3

Everything on here is doable.  The issue mostly is weightlifting and walking because I don’t have a place to do them. I need a new gym for that.  The rest I can do right now and have been.

Nutrition:

My cheat meal count has dropped to three for this week and next. Eventually when I drop to two a week and two carb sources a day, that is where I want my lifestyle to be after this special diet for my birthday is done. In short, I am getting where I want my regular lifestyle habit to be very soon.

Weekly Recap:

Foundational – By adding Love this week, I feel there is an overall vision to my virtues in the foundational aspects of my life.  If there is a question now about Courage, Honor and Truth I can ask the question – which action is the most loving?

Business – The same could be said with Justice and the three virtues Self-Reliance, Industriousness and Hospitality.  “What is the most just action?” becomes the question here.

Self –  ‘What is the wisest action’ is the question for my self virtues.  This will guide my questions of Discipline, Perseverance and Fidelity. Adding wisdom was a good call

In short when considering any decision I have three questions to ask about it.  What is the most loving action? What is the most just action? What is the wisest action?  Knowing which virtue is being used will be helpful with this to know which question applies the most. I like the change and the Higher Virtues are now fully incorporated.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Adding Justice

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

Like Love, Justice is a little harder to define.  True justice measures each case it is needed individually and measures what the right thing to do is.  For the purpose of myself and my Business Virtues this is more of what is the just thing to do in the realm of my relationships with others.

In relationship to the other Business Virtues justice also fits well.  I am seek to be Self-Reliant because it is just not to live off the work and well being of others.  I am Industrious because it is just to work to support my own self and be as efficient as possible, so I have time to do other things that are also important involving family and friends.   I am Hospitable to those who need it because part of justice is mercy and compassion when necessary.

The point I have always made with the Business Virtues is that they are mostly about my dealings with others. Adding the higher virtue of Justice simply allows me to get the bigger picture of my dealings with others, and ask the simple question of: “Am I being just in my dealings with other people?”

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

I think my wife and I are at this point of self reliance where we are taking care of ourselves.  We have done this mostly by adjusting our lifestyle to fit our income. What i want to get to is a place where we don’t worry about this as much and where self-reliance is more automatic.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I have begun a job search and part of that is rewriting my resume.  It’s interesting to refer to myself as a retired pastor becasue I don’t consider myself retired in the sense of being finished working.  Industriousness also kind of implies to me that the whole concept of retirement is not something I can embrace without also saying – I need to keep working in some way.  Part of the reason I want my own business eventually is this line of thinking.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

I think my wife and could host some sort of small group now.  I just am not sure i ready in other ways to do so.  I still stand ready to be helpful to those who need it.

Higher Virtue – Justice:

I guess I am more of a person in a position to act justly than I can give any examples of where I have done so.  The past right now comes up from time to time and their are a few people that I simply have chosen to ignore at this point.  I do still subscribe to the notion the vengeance is a waste of time in a lot of respects.  Waiting patiently for people to reap what they sow?  Well, that’s a different story.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Empty In Box
  5. Financial Transaction Input
  6. Carb Count – currently three a day.

This has been working a little better.  In a week when school starts again, it will be put to the test. I have three classes that are about resume padding and keeping full time status so I can pay for my internship.  Study time will probably be taken up with that. Carbs being three a day has been a challenge but so far so good.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

A lot of these are started and in process.  Some of them cannot be said to be completed until years end.  The real issue right now is just staying on top of things.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

This plan is still in place.  The needs remain the same.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Post Holiday Re-Focus

/ Ed Raby Sr / Leave a comment

Happy Wooden’s (Odin’s) Day. 

Journal Entry:

With the holidays over, time to get back to the normal pursuit of self-improvement. As I look back I find Yuletide a really enjoyable holiday time both from a personal and family perspective.   I am also glad it is over because much of what I am trying to pursue requires routine and consistency and it is very difficult to be consistent during the holidays.

Right now from a Business point of view i need to polish up my resume and start sending it out to prospective employers.  Graduation should have opened up some opportunities for me.  I have my internship to do and maybe three other online classes so I can maintain full-time status but for the most part its time to put my education to work finding a better job. One that I both can enjoy and is more beneficial to me.

My motivation right now is to improve my life situation not just for me but for my wife as well  the ministry left us both broke and without much in the way of insurance or a financial future. Time to change that. Time to get back to the plan and re-focus on my goals and routines.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

Things can be shaky at times for us.  We kind of skate a very delicate financial situation. But that said, we feed. cloth and house ourselves.  Our vehicles still run.  We both have jobs.  This is basic self-reliance but I seek for ti to be a more sure thing and more stable.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

The time has come for a job search again. School is going to start again with internship and some classes that should be good resume padding. I enjoy this time right now and it is exciting but terrifying  in other ways. I just want to find a place in this world where i can enjoy my life and work again.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

Getting there.  I am ready to help in what ways I can.  I just don’t bankrupt myself to do it anymore. That’s why I want more prosperity for myself, so I actually have more to give.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – Half-hour per day minimum or until all necessary work is completed.
  4. Empty In Box
  5. Financial Transaction Input
  6. Carb Count – currently four a day.

I moved writing form a daily routine item to a weekly routine item.  Mostly this allows me to tailor four days a week where I can set aside some time to write outside the blog. Probably days off from work and other days where I know I will have time.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

Time to work on some of these mostly #2 and especially #3.  Number #6 is also on my mind but things are financially tight to joining a gym right now might be a luxury I can’t afford. Finding a better paying job will have greater implications than just more money but more opportunity.

Goals achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

I think the real reason we are following this is because both of us can agree to it. It will work we just need to up the income side of things.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Family Values

/ Ed Raby Sr / Leave a comment

Happy Wooden’s Day. It is also the 7th Night of Yuletide.  This night is sacred to Thor and Children.  There is an idea here of resurrection and renewal.  The idea of continuation in this night with children being the future and Thor’s sacrificing his two goats with his hammer for food and then raising them back to life the next morning as part of the mythology.  Thus the basis for the virtue of Fidelity, which is remembered tonight,  which is continuation and legacy.

Journal Entry:

I guess the only thoughts worth considering this week were the continued questions of faith with the whole Christmas thing. It is very strange, in a getting used to it sense, to not be celebrating Christmas in the sense I used to celebrate it.  That is celebrating the incarnation of Christ.  I just don’t buy that anymore. So I move along with people wishing me Merry Christmas and me saying ‘Happy Holidays’ in return and not getting bent out of shape about it either way.  There is a pagan part of me that wants to say ‘Blessed Yuletide’ back but perhaps this isn’t the time for me to do that yet. I have a lotto sort out yet regarding my faith.

The truth is though I want any holiday to be a time of community and family. So it is better not be an ass about it and move along given that most of my family is Christian including my wife.  It was weird Christmas Eve as it was the first time in a long time that I wasn’t at a candlelight service.  Instead I let my wife go alone and I stayed at home.  I spent the time thinking and meditating on a few things.

The one thing I will probably be doing in between writing fiction is working on The Book of Rabyd.  You can find an older incarnation of this book here: The Book of Rabyd.  The design was a book of principles, wisdom and sayings of the family passed down through the years.  I was reworking it on the Microphone.  I am going to try to rework it again as it needs to be updated. It is the basis for the values of the family.  It is also my legacy to my children and grandchildren.

The one thing though that starts today is the active seeking of a new job.  Time for me to be about the Business Virtues and pursuing my goals.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

The issue as always is to be independent.  To not be reliant on others for my life and lifestyle. This extends to my family as well, and that it is just my wife and I in practicality.  The hope is to be debt free and prosperous to the point we don’t need anyone’s help to stand on or own two feet. So far so good, but more needs to be done for the future’s sake.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

Funny thing is as much as I bitch about work with my fellow employees, I actually am starting to enjoy working for work sake. Now I just need to find something I enjoy doing as well for its sake and mine.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

You know, we are getting to the point where fiends over for dinner and a movie is not beyond the realm of possibility.  if I only had some friends that were local. I hoping through a new job to find some.  I just still have this problem of trusting people after being betrayed.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – 1 hour per day minimum or until all necessary work is completed.
  4. Writing – 1000 words/day outside the Blogging.
  5. Empty In Box
  6. Financial Transaction Input

This new routine is working out better.  I still think though that another change is in order in the writing department. That’s why I added the Writing part.  Time to start working on that novel and perhaps my career as a writer.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree – Internship.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

# 3 is front and center and # 6.  Both I hope to get going very soon, Once Number 3 and 2 are finished I will consider myself on my way to my new chapter of my life.  Goals: achieved since Summer 2018: 1

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

I think the real reason we are following this is because both of us can agree to it. It will work we just need to up the income side of things.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Self Virtues – Final Resolve

/ Ed Raby Sr / Leave a comment

Happy Frigg and Freya’s Day. It’s also the second night of Yuletide.  The Night of the Wild Hunt sacred to Odin and ancestors. We remind ourselves of how important hearth and home is as it is the only thing that can protect someone from The Hunt. The Hunt that begins on Samhain and continues to the end of the year with Oath Night sweeping everything before it. We remember Perseverance as one of the Nine Noble Virtues. Today is also the Winter Solstice – the longest night of the year. It only gets brighter from here. 

Journal Entry:

I suppose it has been an interesting week.  Trying to get some things finalized for school, going to work and working in retail at this time of year is pretty interesting.  I also have been using the new free time just to relax a little.  I now have some time to play a little Skyrim and watch Harry Potter movies.

I am also motivated with a new resolve to find a new career path.  My friend has an interesting term for some jobs = a ‘Joe Job’.  I know what he means as Joe Jobs are the kind of job where you put in your hours to make money but you are never going to get ahead with such jobs – just survive. I want to do more than survive. I also want to enjoy what I am doing.  I have found an enjoyment to just working itself but I want to find a job I enjoy as well.

That said, I am enjoying the downtime from school and I feel more relaxed and in a better frame of mind. I am in a tension of sorts of wanting this time of rest to last but also getting tired of where I am in some respects now.

Discipline:

“Discipline is the willingness to be hard on oneself first and then if needed help with the development with others, so that greater purposes may be achieved.”

Principle: Apply discipline to every aspect of life that it can be applied.

The only issue of discipline right now is the study/reading time which I ma basically having trouble in figuring out what I want to do. Probably should have been a little more proactive here.  The other areas are Walking and Weightlifting which basically I have no place to do right now.

Perseverance:

“Perseverance is the ability to stand up and return from defeat and failure”

Principle: Keep getting up after every defeat or failure.

I made it.  I finished school and I am now looking for a new career.  I wanted to be at this point in am much different way that I arrived but I got here nonetheless.  The different path was interesting and full of some unique joys and perils.  But to stand here at a point I aimed at and having arrived…yeah I feel good.

Fidelity: 

“Fidelity is the will to be loyal to one’s Gods and Goddesses, to one’s Folk, to one’s self, and loyalty to one’s friends was as valued as highly as loyalty to one’s family.”

Principle: Be loyal to those who have been loyal to me.

I still struggle with what exactly to be loyal to as far as faith. That said my principles are starting to harden into a good philosophy to live by and I am enjoying that process. I spend time with my wife whenever I can to keep our relationship strong.  I love my family and I am starting to love myself again. I have a small (very small) circle of friends that I am very loyal to.  At work some people have shown their support of me and I support them in kind.

Weekly Routine: 

  1. Weightlifting – 4 days per week.
  2. Cleaning – 3 days a week.
  3. Walking – 4 days a week

Cleaning yes,  Weightlifting and Walking are problematic because I don’t have a place to do them right now. I also have to admit that I haven’t been looking hard yet.  Mostly this is a financial concern,

Nutrition:

Next week will be the first time my diet tightens so that I am allowed four carb sources and day and four cheat meals a week.  Timing is probably spot on as this kind of vigilance is needed during the holidays.  Just a nudge right now so that is good.  With no place to lift or walk right now, nutrition is very important to maintain where I am.

Weekly Recap:

Foundational – It was a good week for honor, courage and truth.  I enjoy the fact that all I have left is my internship and that I am moving forward with my life.

Business – Opportunities are now open pt me and I have been made aware of some of them, sifting through these to try to find the one that will be a joy to me and allow me to have the hugest level of self-reliance, industriousness and hospitality is now the task before me.

Self – The real issue to me right now I that I miss weightlifting.  It’s just joining a gym has two problems right now.  1) Until I get past Yuletide, Money is going to be tight. 2) I don’t know where I will be working ultimately so I don’t want a long-term commitment until I do know.  Discipline is solid but could be better, but I have to say graduation has been a symbol of Perseverance fulfilled and Fidelity is solid.  Looking forward to seeing all my folk together in one place.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – Looking for a New Path

/ Ed Raby Sr / Leave a comment

Happy Woden’s (Odin) Day

Journal Entry:

For a week or so the A Skald’s Life posts will be a reexamination of each element and later consideration of new elements to be added.  Most of this is trying to create routines that enable me to get things done and get them done quickly.

I have basically been relaxing when I haven’t been at work.  Just letting the mind, heart and body take a break.  I was going to join a gym but financially this is a little difficult at Christmas time.  Hopefully soon.  In any case, I am just calmly meditating on what is next while not being in a hurry to find out.

Mostly right now I just want to enjoy Yuletide, update my resume and start sending it out and enjoy some time with my family.  I have to set up my internship and some other details but it looks like things are going well.

As I look at changes to things in journals, goals, routines, etc. I want to be sure that those changes are good ones.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

My new path must be a path that leads to self-reliance in the sense I want it to be able to provide all our needs and be a path to prosperity.  I don’t want something that allows me to just get by, I want more than enough and the means to make that true until I die.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

I am learning to enjoy work.  I like to look back at the end of the day and say: “I did this and it was progress or positive”  What I am looking for now is work I enjoy as well. I don’t know what that is going to be, but I am excited for the search.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

My wife and I have a living room that has a sectional couch in it now and it speaks a little of our progress.  It is a lot nicer that folding chairs. I always leave my heart open to help.  I guess that is one thing that hasn’t changed.  Despite my best efforts to be a hard ass, I still find myself reaching out with compassion to people.  If there is a change, it is I don’t spend so much of my energy to help so that I am drained to help myself.  There is a balance here right now that I like. I can’t save the world, but perhaps maybe a person here and there would be OK.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading / Study – 1 hour per day minimum or until all necessary work is completed.
  4. Empty In Box
  5. Financial Transaction Input

I took the Reading and the Study time and combined it into one thing. I just wanted some flexibility here and to be realistic in that I might have more school in the future. Basically it is mandatory to spend an hour reading or studying something every day.  When in school, the thing is to do that minimum or as much as is needed that day more or less.  If less, then I still need to fill the hour.  This just makes the bookkeeping easier and what I can do more flexible.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Finalize last requirements for my degree.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

Seeing I did graduate, I have changed # 2 to reflect getting the last details of the degree finished so I will come in the mail. That will probably be sometime in June but most of it is done. I can say though goals achieved so far: 1.  I think I will keep a running count, just for motivational purposes.  I want to take a closer look at this list specifically next week at this same time so, I will leave it for now.

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Still step one, but I feel things will get better in the coming year. I really want to be in step 2 by the end of the 2019. If I have a desired timeline it would be to start working on step 3 in a few years.  Like the start of 2022

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues -A Prosperous Soul

/ Ed Raby Sr / Leave a comment

Happy Woden’s (Odin) Day

Journal Entry:

Well at this point the only thing left is my exam for Inferential Stats which actually doesn’t involve much in the way of an exam.  I need to finish my three problems in presentation form to turn in today and have my Excel and Word work on a flash drive to look at.  There is a in class portion but it isn’t supposed to take long. In any case by 5:30 today Fall 2018 will be over for me. I am fairly sure this was my toughest semester not academically but personally.  It just was challenging on an emotional level all the time.

When I haven’t been working on home work, I have been trying to relax and spend as much time as I can with my wife. Part of this is dreaming about being a prosperous soul.  I have heard the verse in the bible about the love of money being the root of all evil.  Usually I have heard this in a sermon where the basic gist is – “your money is going to cause you to sin so give it to the church.”  Convenient that the clerics will take it off your hands for you.  I am not sure I love money so much as I love what it gives when I have it – a feeling of prosperity,  That feeling of being a prosperous soul that is satisfied and has no need or want.  It’s the lack of prosperity that leads to evil and struggle.  I want to end my struggle and find some prosperity that is satisfying.

See the source image

I don’t want money so much as the prosperity it brings and that feeling that lack has been satisfied and the other feeling I want is to be able to help others feel the same by sharing from that prosperity. I want to be a prosperous soul.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

Independence is the issue of Self-Reliance. It is the centerpiece of prosperity too.  The goal is to have all the needs met.  Not just the basics of food, clothing and shelter but hat you need to function in the society you live. So for us Americans that usually involves transport and insurances of various kinds.  So far my wife and I have that covered just not at the best level. Hoping to change that.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

With school drawing to a close, it has become time to look closer at what I am going to be, what my work identity will be. I do enjoy working and making money. There is something in that process that is satisfying to me in and of itself.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

My wife and I finally got a sectional couch so the living room looks a little better. It also is  a step closer to perhaps having people over as guests. If you need to talk and want a coke and a smile, I still have a listening ear and Coke Zero in the fridge. Just make sure you call first, as my wife and I might be cuddling on the new couch.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading – 1 hour per day.
  4. Study / Homework – 1 hour per day or until all necessary work is completed.
  5. Empty In Box
  6. Financial Transaction Input

There is a part of me that will be glad when the school part is out of this and I can study what I want and read what I want.  There is a possibility of another semester of classes online but that is mostly a way to pay for my internship by remaining a full-time student. Keeps the student loan guys off my back for a little longer so I can get a decent job too.  The real thing is that I do have a few weeks where I can read something I want to read and can study something I want to study.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Graduate with Political Science Degree in December 2018.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

#2 is going to be finished but not quite.  I will be walking the platform Saturday in the cap in gown.  It will be a moment of achievement, I just have that internship thing to finish and probably some more classes to pay for it.  The real work will be done and so that is that. # 3 will probably start the day after as I update my resume and look for jobs that this degree qualifies me for.  Time to start finding that new identity. # 6 – I am going to probably sign up at a new gym tomorrow after work and that is when I will be working out.

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Step 1 continues. Xmas bonus, and taxes coming up soon.  Might help with that. New job with more money might help too. I am curious where we will be by the end of 2019.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

A Skald’s Life – Business Virtues – New Adventure

/ Ed Raby Sr / Leave a comment

Happy Woden’s (Odin) Day

Journal Entry:

I am deeply involved with my final paper which will be used both for health economics and for my political capstone.  I am writing this entry on Tuesday morning to clear my schedule for the week. I also have about ten other small projects for other classes so  I am pressed for time so I am going to make this as short as possible,  Of course, I am reminded as a preacher that when I said I was going to keep this short, that meant nothing at all.

If there is anything I am trying to tap into right now it’s my spirit of adventure.  I want to look to the future with the eyes of the viking boarding his ship and planning to go out there and find new shores to explore and conquer.  I really am looking at 2019 as a fresh start into something new. Something I can get excited about as I look at it.

It is this spirit of adventure and about to engage on a new adventure that allows me to look at things now as preparation for it.  It allows me to see things with a light of optimism and hope.  Something I haven’t had in a while.  I am sure The Grey will return, but I hope there will be a light within that allows me to see the water in front of me.

Self-Reliance:

“Self Reliance is the spirit of independence, which is achieved not only for the individual, but also for the family, clan, tribe and nation.”

Principle: Work to be self-reliant in all things.

Right now everything is focused on getting my last paper done and studying for the final exams. I will be finished with everything Next Wednesday so as of this post there will be only a week left.  Time to focus,  the tie to celebrate is drawing closer.  ultimately this is about being more self-reliant in all things. For that I need an education that I can market in the real world.

Industriousness:

“Industriousness is the willingness to work hard, always striving for efficiency, as a joyous activity in itself”

Principle: Work with enjoyment of work itself.

Work is work for me right now.  I do enjoy taking a situation (in retail your don’t really produce anything, you have a situation) and then improving it.  To know when I walk about the company is in a better position to make some money because of my actions is a pretty good feeling.  I also enjoy work for its sake and I always want something to do rather than stand around.  That said I do enjoy walking out and going home and pretty much work ends and I don’t take it home with me.  You have no idea how good a feeling that is until you have been a pastor and then that constant responsibility falls off your shoulders.

Hospitality:

“Hospitality is the willingness to share what one has with one’s fellows, especially when they are far from home.”

Principle: Be ready to be hospitable to those who truly need it.

Still working on this.  I guess I try to make myself ready to help whenever I can or see the need.  I am not very much into charity which I just give money to it.  Mostly, I don’t have money to give anyway so helping with action is a far more beneficial thing to me.

 Daily Routine:

  1. Communication / Cuddle Time
  2. Blogging
  3. Reading – 1 hour per day.
  4. Study / Homework – 1 hour per day or until all necessary work is completed.
  5. Empty In Box
  6. Financial Transaction Input

Mostly solid.  looking back last week.  There was a couple of times financial transactions didn’t get entered that day.  But for the most part is was solid.  Next week the study, homework and reading will shift to what I want to do, not what I have to do and that will be great.

Goals: 

  1. Be transparent with my wife to improve communication
  2. Graduate with Political Science Degree in December 2018.
  3. Find a new, better paying job by the end of January 2019 or before.
  4. In 2019 have  a clear budget and financial plan working by the end of the year.
  5. Maintain a daily blog streak of one post per day for an entire year (365 days).
  6. Keep gym membership going somewhere and lift weights minimum of four times per week and walk minimum four times per week through end of 2019
  7. Follow Paleo Diet completely and use intermittent fasting until the end of 2019
  8. Cross one thing off bucket list every six months (Deadlines July 1st, and December 31st of 2019)
  9. Be in the best shape I can be by March 18th, 2019 (50th birthday), take pictures.

I should make note that # 2 will be replaced after I graduate on December 15th.  That said, I won’t get my diploma until May or June because of the need to finish my internship.  As I mentioned yesterday, to pay for that may require me to stay a full-time student for one semester which means more classes.  Those class have to have a couple of qualities. 1) They need to be online so I don’t have it drive to campus. 2) If they could be something that pads my resume, so much the better. I still plan on looking for a better job by the end of January.

Budgeting: 

  1. Basic Emergency Fund – $1000
  2. Debt Snowball
  3. Fully funded Emergency fund
  4. Invest 15% of income into retirement
  5. Pay off Home Early
  6. Build Wealth and Give

Yeah, still stage 1.  The real key to going forward here is a new job or a second one.  I would rather have the first, but I have no problem doing the second until if find the first.

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!

The Rabyd Skald – No, I Don’t Want a Man Cave – I Want a Study

/ Ed Raby Sr / Leave a comment

Happy Tyr’s Day

This is another week where doing a proper Of Wolves and Ravens is going to be too difficult so you get a Rabyd Skald instead. Mostly I just want to touch base a little about things without a real format or order and I want to talk about one thing I definitely want as far as where I live someday.

I would say The Grey and I have our moments.  I just have the defense of having school work to do to combat it.  I keep busy and that is the main thing.  I have a couple of days off from work but they will be filled with writing a paper. I don’t know if it will be my last one, but I suspect it might be the best one I have done for school.

School may be an issue as far as financing.  I don’t think my internship is going to be a paid one although I think I can do it online so I won’t have to travel to campus.  The issue becomes financial aid will not cover something part-time like that as it is only four credits.  I would have to basically attend full-time for another semester in order to pay for the internship.  Full time requires at least 12 credits so I would have to pick up about three classes.  I would need them all to be online and probably 100 or 200 level so I can finish with some extra skills.

My wife and I finished our last counseling session with our counselor as he is heading to Guam.  We are kind of discussing whether or not we need further counseling as a couple. The last session was a good one and the counselor thinks we have made progress and that we could go forward without it being a necessity.  I still would like some counseling for me but I don’t know if we can afford it right now. Maybe if I get a better job with some decent insurance I can consider it.

One thing my future vision of my life must contain is a study.  I don’t want a man cave although my study might have man cave elements like a wet bar and maybe a classic pin-up on the wall.  For me this is more about having a place for intellectual and creative pursuit with a masculine feel to it. I need a place like that to retreat to when the world gets too much. A place to read, study, write, relax and meditate.

Well, need to get to work on school stuff so I remain,

The Rabyd Skald – Wandering Soul, Bard and Philosopher. The Grey Wayfarer.

Skaal!!!